Billing Type: MO&MT MO Billing requires dedicated code.
Shared Price Points: 6.10 HRK, 12.20 HRK, 20.00 HRK, 40.00 HRK
Dedicated Price Points:
MO Billing: 0.85 HRK, 1.24 HRK, 1.86 HRK, 2.40 HRK, 2.48 HRK, 3.10 HRK, 3.72 HRK, 6.20 HRK
MT Billing: 1,99 - 40,00 HRK with increment 0,01
Approvals/Fees Required: No
Mobile Penetration Rate: 57.28%
Average Individual Income: $21,745
VAT Rate: 25%
Withholding Tax: 13% - 5%
Regulator: Croatian Post and Electronic Communications Agency
Regulator Website: www.hakom.hr
Web (PIN) Opt-in: No
WORAR (Requiring a Reply): No
Single MO Shortcode Opt-in: Yes for transactional services
In-app Billing: No
Adult Permissible: Yes Age verification required.
Mobile Gambling /mCasino (Real money): Yes License is required. Approval on application, very difficult to get approval.
Sportsbook (Real money): No
Virtual Gambling (Virtual credit): Yes
Lottery (Real money): Yes Must obtain a license from the Ministry of Finance.
Competitions: Yes Must obtain a license from the Ministry of Finance.
Mobile Content: Yes
Info Messages: Yes
Physical Goods: No
Charitable Services: No
Maximum Transactional Value: 40 HRK
Subscriptions Limit: 80 HRK per day, 400 HRK per month Once the user has spent 150 HKN or sent 30 messages, the user must confirm that they want to continue with the service. If the user does not respond, they should be un-subscribed.
Daily Billing Limit: 80 HRK Once the user has spent 150 HKN or sent 30 messages, the user must be informed about this via a FREE message.
Weekly Billing Limit: No known limit. Once the user has spent 150 HKN or sent 30 messages, the user must be informed about this via a FREE message.
Monthly Billing Limit: 400 HRK Once the user has spent 150 HKN or sent 30 messages, the user must be informed about this via a FREE message.
Minimum Type Required: E-Mail (24hr Response)
Mandatory Keywords: STOP
Premium MO SMS: Yes MO Billing requires dedicated code.
Premium MT SMS: Yes
WAP Billing: No
Direct Operator Billing: No
MSISDN Forwarding: No
IVR Billing: Yes
Number Lookup (HLR): No
Bulk SMS: Yes
Push Messaging: Yes
Alpha sender ID: Yes Excludes T-Mobile.
Numeric sender ID: Yes
Alpha numeric sender ID: Yes Excludes T-Mobile for Alpha.
Shortcode sender ID: Yes
Sender IDs filtered: Yes T-Mobile sender ID filtering.
Handset Delivery reports: Yes
SMSC Delivery report: No
Concatenated Messages: Yes
Character Encoding: Yes Full SMPP v3.4
Character Sets Supported: Yes 0×00(Default GSM encoding), 0×01(US-ASCII), 0×02(Binary), 0×03(ISO8859-1-Latin-1), 0×04(Binary), 0×08(UCS2/UTF-16BE)
Maximum validity periods: 48 hours Which is the recommended value.
Traffic type exclusions?: No exclusions other than no illegal services or content.